Recent Developments in Insurance Law - An Update

There have been a series of developments in insurance law that all practitioners working in this area should ensure they are aware of.

These include the several decisions on the important issue of when insurers are entitled to avoid insurance, including the first decision under the Insurance Act 2015. There have also been rulings from the Court of Appeal on matters that have caused controversy, namely the aggregation of insurance claims in the context of solicitors’ professional indemnity insurance and the extension of jurisdiction for employees to bring claims against employers’ liability insurers. This course will deal with the current issues

 Course Content

• Overview and relevance to development.
• Accessing new markets through alternative distribution channels
• Market research: Translating customer insights into improved results
• Product development
• Claims management: The moment of truth
• Responsible insurance and business viability
• Growth in Premium. Life Insurance
• Outstanding Claim Settlement Ratio
•  Better Fraud Management Practices.
• Judicial approaches to insurers seeking to avoid insurance, including the recent cases Consumer Insurance (Disclosure and Representations)
• Aggregation of claims particularly in the context of professional indemnity policies following the Court of Appeal decision in Baines v Dixon Coles & Gill
• Employment tribunals’ jurisdiction over employees’ claims following the Court of Appeal
• Construction of public liability policies, considering the Supreme Court’s decision on deliberate acts exclusion clause
• Insurance law

TRAINING METHODOLOGY

The training methodology combines lectures, discussions, group exercises and illustrations. Participants will gain both theoretical and practical knowledge of the topics. The emphasis is on the practical application of the topics and as a result participant will go back to the workplace with both the ability and the confidence to apply the techniques learned to their duties.