Loan Recovery Management for Agricultural and Rural Credit Managers

This course is designed to improve the knowledge and skills of Agricultural and Rural Credit Managers in loan recovery. At the end of the course, participants should be able to:

• Identify risks associated with agricultural and rural credit;
• Appraise micro-credit needs of clients;
• Design agricultural and rural credit monitoring and supervision schedules; and
• Adopt effective loan recovery mechanisms.

CONTENT

• Overview of loan administration and management.
• Risk management in agricultural loan or credit schemes.
• Project appraisal and re-financing techniques.
• Micro-credit needs appraisal.
• Role of self-help groups in credit administration.
• Loan monitoring and recovery mechanism.
• Savings mobilization.
• Gender issues in loan recovery.
• Legal issues in loan recovery.

FOR WHOM

Agricultural Credit Managers in Central Bank of Nigeria (CBN), Commercial Banks, NGOs, NDE, NACRDB, National Board for Micro-Finance, Ministries of Agriculture, ADPs, IFAD Projects and other Agricultural and Rural Finance Institutions.

TRAINING METHODOLOGY

The training methodology combines lectures, discussions, group exercises and illustrations. Participants will gain both theoretical and practical knowledge of the topics. The emphasis is on the practical application of the topics and as a result participant will go back to the workplace with both the ability and the confidence to apply the techniques learned to their duties.